Already into August

Wow, here we are in August already.

August is a really busy months for us.

It is Michael's birthday (he will be 8yo).

It is Rhys and Ben's birthday (they will be 5yo).

It is our wedding anniversary (will be 7 years)

Busy Busy Busy!

Since the twins are turning five and Michael hasn't had a party since he started school, we are having a combined party for the boys.

We are having Feature Creatures come out to present a Reptile Show.

It should be great fun (fingers crossed it doesn't rain).

I am making a cupcake crocodile cake and food for the party.  I will post pictures of all the fun.

As Rhys and Ben are starting school next year, we are having to get ready for that.  This means lots of assessments, which in turn means lost of appointments and seeing lots of different people.

It is a very demanding time for them and me.

But all worth it for when they start next year.

All my boys will be at school - wow!

Everything else in our world is going pretty good.

We are really lucky and I know it.

A relative of ours has been made redundant - she told me that 260 people at her work were let go and her husband hasn't had a contract in over 2 months.  A guy at Greg's work, his wife has just been made redundant.  I read about Woolworths putting off 250 staff or so.  There are a lot of people losing there jobs at the moment and business doesn't seem to be doing too well.

At the moment, it seems that Greg's job is "fairly" safe.  His work may be putting off people - we don't really know but it is a possibility, but his area is the busiest it has ever been so he "should" be okay.

My job also seems "fairly" safe too.  We were possibly going to have a merger but this didn't happen.  We did lose an area but it doesn't affect me and we have lots of vacancies at the moment so I assume that vacant roles may be absorbed if required.  So I should be okay too.

But I have learnt never to become complacent about these things.

I was once and got badly burnt.

I try and learn from my mistakes.............but as you will see below, some don't.

I admit, I continue to be amazed by the attitude of some people and how they don't seem phased at what is happening around them.  I find it a bit scary!

They:

Smoke

Drink

Go on holidays

Buy new cars

Buy their lunch every day

Eat takeaway regularly

Have no savings

Don't shop around for the best price

........and so the list goes on.

These people's jobs may be at risk in the future and if that happens, they will really be in a terrible situation.  However they don't seem to care or think it will happen to them, and they keep up these habits which may ultimately be their downfall.

When you try and discuss it with them, they look down their nose at you, laugh and call you a tightarse.

Greg and I don't say anything much to people anymore because this has happened to both of us when trying to offer some advice/tips to people complaining about money issues.

Really they just want to complain and not actually "do" anything about their issues.

We will just continue on as we always have done.  

Trying to put as much money off our mortgage as we possibly can.

Also, I am reviewing our budget this month as I feel we aren't going as well as we could be.

We are having a few really expensive months and seem to be leaking money at a great rate.

I want to review what is happening and try and plan for the future a bit better when lots of bills come in at once.

Wish me luck!